Archívy FinTech - Phoenix Fintech Conference 2019


Disruption, what’s really going on?

“A disturbance or a problem which interrupts an event, activity or a process”. The waters of traditional business models are being stirred up by the emergence of newer more convenient technologies. Banks and financial institutions are at the end of the pointy stick when it comes to that, and are already applying a number of […]


AI – Impacts and Trends in Banking

When we talk about Artificial Intelligence, J.A.R.V.I.S (Just A Rather Very Intelligent System) from the Marvel universe springs to mind (just me?) – A sassy, gentleman butler that helps and caters to our protagonists’ requests and needs in real time. The coolest thing about it is that it’s a digital, machine taught supercomputer that integrates […]


How Fintech Startups & Banks Can Work Together: By Tomas Hanacek from

When we talk about Fintech Startups and Banks, a lot of things come to mind but not the word "partnership". Fortunately, Tomas Hanacek from has a different opinion. I approach Tomas a few weeks back to talk about the Phoenix FinTech Conference in Prague and I was pleasantly surprised with his ideas on fintech, the [...]


The Banking industry, Apple, Big Data and the World

Data makes up a big chunk of today’s financial sector – but we already knew that… From increasing cyber security to retaining customer loyalty in a constantly changing socioeconomic environment. Since we are all connected through social media and browsing patterns (mmmm cookies), it is extremely easy for enterprises to monitor and adapt to different […]


PSD2 – Indeed a silver lining.

As of 13th January 2018, the floodgates of the 2nd Payment Services Directive will open, which means that banks will now be forced to share their customer data with 3rd party providers of financial services and to also offer open APIs to said 3rd parties. Lets be honest here... No institution wants to share their [...]


The Bank – Fintech Cognitive Dissonance

It has been over 2 decades since Bill Gates stated that banking would be needed however banks themselves would become obsolete. Here we are 23 years later and banks are feeling the pressure from innovative startups, fin-techs and digital platforms cropping up on a daily basis. The issue with banking mentality. Bankers feel threatened by [...]