May 2017 - Phoenix Fintech Conference 2019


PSD2 – Indeed a silver lining.

As of 13th January 2018, the floodgates of the 2nd Payment Services Directive will open, which means that banks will now be forced to share their customer data with 3rd party providers of financial services and to also offer open APIs to said 3rd parties. Lets be honest here... No institution wants to share their [...]


The Bank – Fintech Cognitive Dissonance

It has been over 2 decades since Bill Gates stated that banking would be needed however banks themselves would become obsolete. Here we are 23 years later and banks are feeling the pressure from innovative startups, fin-techs and digital platforms cropping up on a daily basis. The issue with banking mentality. Bankers feel threatened by [...]